Hand Crafted Jewelry Created the Investment Option of Loose Diamonds (Ellis K Adams)

There has been a bit of a pendulum swing in the world of fine jewelry that is creating new opportunities of which people were not previously aware. One such opportunity is the availability of loose diamonds as an investment. Traditionally, when you went to visit with jewelers, you would be spending time with a crafts person, an artisan who designed and created their own pieces. With the advent of the shopping mall in the 1960's and a shift in the consumer culture where people were becoming more and more drawn to the ease of immediacy, as well as advances in technology made it possible for jewelry to be designed and created on a mass scale. Because the mass produced pieces are more affordable, the element of hand crafted jewelry by professionals artisans nearly disappeared. Today, it has started to come back, and in a big way.

It is a trend that is noticeable in many aspects of the retail world. People are looking to have a greater connection with what they are buying and from whom they are buying. One such movement that is a perfect example of the trend, is the explosive growth of farmer markets, produce co-ops, and restaurants that specialize in farm to table menus. This is due in no small part to the appreciation people have for the process, for what goes into making something special and unique, and for the people who are creating these new opportunities.

The world of fine jewelry is no different. Over the last few decades more and more people, looking for a way to express their artistic longings as well as a desire to be part of something new, have taken to the art of designing and creating jewelry. Once thought to be a dinosaur whose time had come and gone, now local professional jewelers are being sought out. This renewed interest in hand crafted jewelry, as well as the interconnectedness brought about the internet, has introduced people to something that takes the elements of jewelry away from being strictly about appearances and moved it into the world of finance and investments. One of the safest investments that people have discovered is the all but guaranteed value of loose diamonds. Precious metals have always been a commodity that many people relied on to be a safer alternative to the volatility of the stock market. Diamonds are certainly no different, and now that the availability of them has become exponentially more accessible, it is time to take advantage of that and invest in a new and secure future. Ellis is an entrepreneur and freelance writer, specializing in consumer education topics like diamond bracelets and the latest trends in loose diamonds. Her background in marketing and sales helps add a flavorful punch to her writing.

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Selling Your Jewelry: Cash for Gold, and Everything Else You Should Know (Alvin ke Adams)

Unless you're an oil tycoon, Hollywood heiress, forest-dwelling hippie, or have been living on the moon for past several years, there is scarcely a single person that hasn't been affected by the great recession. We have all felt the far-reaching and devastating repercussions of our failing economies. Bankruptcies, foreclosures, and out-of-business narratives saturate and infect our daily lives. We hear of people pawning off property, using cash for gold services, taking second and sometimes even third jobs to keep themselves and their families afloat.

Selling off jewelry is one of the most popular options, and many companies are capitalizing on this trend. Jewelry is an expendable commodity, and people need to eat. So businesses are popping up like weeds to offer their services in assisting you with the task of attaining much needed, easy cash. Be aware of a few things before you turn over your precious metals though. There is some need-to-know knowledge you should arm yourself with to prepare for these kinds of transactions.

First and foremost, don't think you will get market value for your gold. For example, if you choose to go with a gold melting service you will get minimal value for your pieces. They pay smelters to melt your jewelry, and then they deduct this cost from the value of your gold. They also keep a percentage for themselves, called buyer's profit. No consideration is given towards the fashion or artisanship of your jewelry either. Doesn't matter if Tiffany's is stamped on your piece. All they want is gold.

So, now that you know some facts, lets go over a few more options. There are several. Each one has its advantages and also drawbacks. It just depends on what you are more comfortable with and where you can get the best value.
-Pawnshops: This is pretty simple. They will outright buy your piece, or they will pawn it from you. Basically meaning you can come back later and buy the jewelry back, at a higher price mind you.
-Jewelry shops: There are people out there that are actually stocking up on gold. They view gold as a safer and more secure form of money, should the system eventually fail. So, jewelers tend to buy more pieces for this specific clientele and usually give you a better price.
-Gold parties: Ever been to a Tupperware party? Sure you have. This is a little different though. You take your jewelry to these parties, drink and eat the free refreshments, and get paid minimal for your pieces. These guys are basically the middlemen for gold melting operations.
-Cash for gold: Simple operation. They melt you gold and deduct melting and buyers fees from the value of gold that get from the melting process. Quick and easy, but not exactly the kind of payday you were hoping for.

Bottom line; know what you're doing. Do your homework. Have your jewelry appraised. Know where you're going and whom you're dealing with. Ask around first and get feedback from other people who have done this. Whether you choose a cash for gold service, or go down to your local jeweler, be smart and choose wisely.

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